Cliff date
—
Days until red
—
Today's balance
£—
14-day projected
£—
1 · Paste bank CSV Monzo · Starling · HSBC · Barclays
2 · Settings
3 · Upcoming invoices
Paste a bank CSV on the left to see your Friday-by-Friday wall — red below £0, amber below your safety floor, green above. Or tap Load example to see it working.
How the projection works · 14-day forward (60-day on paid tier) using three signals: (1) repeating expenses auto-detected from history (rent, payroll, standing orders) · (2) upcoming invoices you add manually — with late-payment uncertainty · (3) variable expense average from the trailing 30 days. The Friday wall is the early-warning surface — current apps tell you you're overdrawn after it happens. fallflow shows the Friday you go red two weeks before it happens.